What is the minimum liability coverage needed to obtain an SR22 filing in Los Angeles?

In Los Angeles, an SR22 filing is a document that states that the driver has at least the minimum liability coverage required by California law. The minimum liability coverage needed in order to obtain an SR22 filing in Los Angeles is $15,000 per person for bodily injury or death and $30,000 per accident for up to two or more persons. Liability coverage is used to pay for medical expenses or other damages which are caused by a car accident for the driver was deemed at fault for.

The first step in obtaining an SR22 filing in Los Angeles is obtaining a valid insurance policy with the minimum liability limits listed above. It’s essential to ensure that your insurance policy meets the requirements of California law before attempting to file for an SR22. While there are many different types of automobile insurance policies available from various companies, it’s important to understand what type of coverage you need in order to be eligible for an SR22 filing in Los Angeles.

For drivers who already have auto insurance but need to increase their liability limits in order to meet the requirements set forth by the state of California, they may do so by purchasing additional coverage known as a Non-Owner’s Liability Policy (NOL). NOL policies provide additional liability protection over and above what your current policy offers and can often be purchased at very low costs when compared with full-coverage policies. Be sure to read all of the details associated with any NOL policy before signing up as some policies may require deductibles or co-insurance payments if you are found liable for damages due to an accident.

It’s important to remember that even if you are able to receive an SR22 filing after getting a Non-Owner’s Liability Policy, this does not mean your vehicle will be covered under the plan. Non-owner’s liability plans only provide protection from lawsuits arising from accidents caused by you and will not cover any property damage or medical bills related to your vehicle should it be involved in a crash. In order for these types of losses to be covered, you must also purchase comprehensive or collision auto insurance for your vehicle(s) separately from any NOL plan.

In order to obtain an SR22 filing in Los Angeles, individuals must meet all of the requirements set forth by the state law and carry their proof of financial responsibility (SR22 form) at all times while operating vehicles on public roads within California. Failing to do so could result in traffic tickets, costly fines and/or even license suspension if one is caught driving without proper proof of financial responsibility on hand. It is highly recommended that drivers thoroughly understand all applicable laws prior to attempting to obtain an SR22 filing in Los Angeles and make sure they have sufficient auto insurance coverage prior to operating their vehicles on public roads within California’s boundaries.